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Discover how a Premium Only Plan (POP) from HealthEquity will maximize tax savings for employers and employees.

A POP is a tax-savings plan for groups where employees share in the cost of benefits through payroll deduction. It lets employees make premium payments and HSA contributions with a pre-tax deduction from their salary. POP applies to all group-sponsored plans, including PPOs, high deductible health plans (HDHPs), vision, dental, group-term life insurance, and HSA contributions.

Significant Savings

Tax savings for employees can be as much as 30%1, depending on their tax rate. For employers, this translates into lower FICA payments—nearly 8 percent on every dollar.1

Pre-tax payments can include2:

  • Group health insurance premiums
  • Health Savings Account (HSA) contributions
  • Voluntary premiums for vision and dental care
  • Group-term life insurance premiums (under $50,000)
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1 Based on average federal, state and payroll taxes.
2 Must be enrolled in your company's Premium Only Plan