HSA | Health Savings Account

Let’s build real health savings

Open a HealthEquity HSA and see how easy it is to spend smarter and save more on healthcare.

Maximize tax savings

Enjoy tax-deductible contributions, tax-free earnings and tax-free distribution for qualified expenses.1

Pay for healthcare

HSAs cover thousands of qualified medical expenses, including doctor visits and over-the-counter medications.

Roll over funds

Keep your HSA dollars year after year—even if you change employers or health plans.

Save for retirement

An HSA works like a second 401(k). Invest2 your money and build the ultimate retirement nest egg.

  • Maximize tax savings

    Enjoy tax-deductible contributions, tax-free earnings and tax-free distribution for qualified expenses.1

  • Pay for healthcare

    HSAs cover thousands of qualified expenses, including doctor visits and over-the-counter medications.

  • Roll over funds

    Keep your HSA dollars year after year—even if you change employers or health plans.

  • Save for retirement

    An HSA works like a second 401(k).2 Invest your money and build the ultimate retirement nest egg.

Move money fast

It’s easy to add money to your HSA. Link a bank account and make tax-deductible contributions anytime.

Swipe and save

Your HealthEquity debit card3 is a great way to pay at the pharmacy or doctor’s office. Just run it as a credit card—no pin required.

Call or chat 24/7

Our US-based service team measures success by problems solved—not call times. We’ll do whatever it takes.

Move money fast

It’s easy to add money to your HSA. Link a bank account and make tax-deductible contributions anytime.

Swipe and save

Your HealthEquity debit card3 is a great way to pay at the pharmacy or doctor’s office. Just run it as a credit card—no pin required.

Call or chat 24/7

Our US-based service team measures success by problems solved—not call times. We’ll do whatever it takes.

GO MOBILE

Log in and manage everything via our intuitive mobile app.4 View claims and payments, track spending, and more. Want to submit a claim? No problem. Just snap a photo and you’re on your way.


INVEST WITH CONFIDENCE5

Access a powerful lineup of low-cost Vanguard funds. A step-by-step tutorial will walk you through the entire investing process. You can also take advantage of advisory tools from HealthEquity Advisors, LLC. Get algorithm-based recommendations or let intelligent technologies manage your entire portfolio.

Account fee

$0/month

  • No account minimums
  • FDIC eligible, interest bearing
  • Invest with only $500

"A health savings account is the perfect plan for managing the high cost of healthcare...At Ramsey Solutions and even for my family, we trust the team at HealthEquity."

-Dave Ramsey

START BUILDING HEALTH SAVINGS NOW

HSA FOR BUSINESS

Empower your employees to achieve wellness today and financial wellbeing tomorrow. Our dedicated professionals and leading-edge technologies put your employees in control.

Learn More