For Individuals | Open Enrollment Center

Get more from your benefits

Get more from
your benefits

The annual enrollment period is an important time of year. Be sure to take the opportunity to understand your benefits and compare available options. Your wallet will thank you.

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Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

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Discover your benefits

Carefully review your open enrollment materials to see what’s available. Some accounts, like an HSA, require you to choose a specific kind of health plan.

HSA

Health savings account

Spend smarter, save more and invest in your healthcare.

Learn more

FSA

Flexible spending account

Give yourself flexibility and amazing tax savings.

Learn more

LPFSA

Limited purpose flexible spending account

Complement your HSA and save more on dental and vision.

Learn more

DCFSA

Dependent care flexible spending account

Turn caregiving into monthly tax savings.

Learn more

HRA

Health Reimbursement Arrangements

Bridge the gap on eligible healthcare expenses.

Learn more

Commuter

Use pre-tax money to save on your ride to work.

Learn more

Contribution Limits

Take your account to the max.

Tax year

Individual coverage limit

Family coverage limit

2020

$3,550

$7,100

2021

$3,600

$7,200

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual coverage limit

2020

$3,550

2021

$3,600

Tax year

Family coverage limit

2020

$7,100

2021

$7,200

At age 55, members can contribute an additional $1,000 beyond IRS limits.

Tax year

Individual and family coverage limit

2019

$2,700

2020

$2,750

2021

$2,750

Tax year

Individual and family coverage limit

2019

$2,700

2020

$2,750

2021

TBA, Check back for updates.

Tax year

Individual and family coverage limit

2020

$5,000

2021

TBA, Check back for updates.

*Only employers make contributions to an HRA. Enjoy the free money!

Tax year

Benefit

IRS monthly limit

2019

Transit

$265

Parking

$265

2020

Transit

$270

Parking

$270

2021

Transit

$270

Parking

$270

Participants with both transit and parking benefits
may contribute the combined maximum.

Transit

Tax year

IRS monthly limit

2019

$265

2020

$270

2021

$270

Parking

Tax year

IRS monthly limit

2019

$265

2020

$270

2021

$270

Participants with both transit and parking benefits may contribute the combined maximum.

Tools and resources

WEBINARS

Check out our library of on-demand webinars – or sign up for weekly live events. Each 15-minute webinar offers simple tips and tricks to get the most from your benefits.

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Tax saving calculators

Plan your spending and maximize long-term savings. Our calculators make it easy to visualize account growth and coordinate your contributions.

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