Health savings account (HSA) investing

HealthEquity offers HSA members access to competitive investment options at the best possible price.

“The only account that received top marks”

-Ann Carrns,
The New York Times

HSA investment options

HealthEquity provides access to a complete investment spectrum with options to suit every employee regardless of age, HSA balance or investment experience.

HealthEquity has the strongest lineup. The plan delivers across asset classes; 21 of 23 available funds are Morningstar Medalists, including 13 Gold Medal funds.”

– Morningstar, Inc.

Federally-insured cash account

HealthEquity’s standard, low-interest, federally-insured cash account. This is the default option when opening an HSA.

Low-risk Yield Plus

Allows employees to increase their earning potential with minimal risk. Interest rates vary based on HSA balance but are higher than our federally-insured interest rates. Funds invested in Yield Plus are not federally-insured but remain liquid in your HSA for spending or investing as desired.

Varying risk mutual funds

HealthEquity provides access to a carefully selected lineup of investments that allow our members to choose the strategy that best first their needs. Manage your investment portfolio personally or enroll in Advisor™, powered by HealthEquity Advisors, LLC, for personalized web-based investing advice.

Named 'Best Health Savings Account'

-Kiplinger 2017

Lowest fund expense ratio

Source: Morningstar, Inc. Data as of 6/27/17 Full report available at: (9 Note 1: based on the expense ratios of mutual funds available through HealthEquity vs. Devenir I 2016 year-end industry average – page 11 Note 2: based on HealthEquity portfolio Morningstar rating vs Devenir I 2016 year-end industry average – page 11

Highest quality investment options

Source: Morningstar, Inc. Data as of 6/27/17 Full report available at:

Advisor™ – Powered by HealthEquity Advisors, LLC

HealthEquity is one of the first HSA administrators to offer access to investment advisory service directly to members. Advisor uses a personalized risk profile to give automated advice on the best funds and diversification strategies are best for an individual members, and can automatically implement suggested portfolios.

Download our guide that explores what to look for in an HSA provider. Topics include HSA investments, employee education and more!

Schedule a free demo of our platform! Demo includes employer and member portal experience.

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